Business Pensions

As a business owner, there are ways you can use your company to generate financial security in retirement, for both you and your employees. With IQ&Co there is a range of potential solutions available to you that will provide tax-efficient retirement benefits.

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Business Pensions

Some options can be quite complex.

We take the time to understand your needs, before recommending a solution that will enable you to benefit from the success of your business.

  • Group pension plans for your colleagues and employees these are both an attractive recruitment tool as well as a justifiable business expense.


    The value of a pension with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

  • These can provide cost effective pension planning opportunities for employees, while reducing employer National Insurance costs


    The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

  • These can enable you and your family to reap the rewards from the success of your business.

  • These can offer a offer a cost-effective solution for trustees to transfer the scheme liability to a new pension arrangement, thereby securing employee pension rights.

  • Ensure you meet your Regulatory Requirements can protect you from penalties of up to £10,000 per day for larger companies.


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