Each of us will have a lifelong relationship with money. Understanding how to manage our personal finances is a key life skill. Financial literacy can mean the difference between success and failure; between achieving your goals or falling short of them.Book appointment
-Making the most of your money on a day-to-day basis
-Being financially capable of dealing with the unexpected
-Feeling confident, empowered and knowledgeable
-Making smart use of debt, investments, insurance policies, tax reliefs and financial products to help you on your journey
-24% of UK employees worry about money every day, up 8% in a year, 40% reported that financial concerns were their biggest worry in 2022.
-Two in five workers (40%) have experienced increased financial anxiety in the wake of the coronavirus pandemic.
A financial health check is a review of your finances. It focuses on your needs and goals, and could help you to make better decisions about your finances, now and in the future.
Helping to explain and educate people about their finances is at the heart of what we do. Money shapes our future goals and aspirations – and crucially, it makes them possible.
Some areas covered by the check include-
We will help review your disposable income and make suggestions to support your financial wellbeing.
So whether you’re taking your first step onto the property ladder, you’re an existing home owner or landlord, or you’re a parent or grandparent looking to help your child or grandchild purchase their first home, we are able to access an appropriate mortgage solution that suits your needs.
Furthermore, we will manage the application process from start to finish, relieving you of much of the stress.
We can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.
Good health is arguably our most precious asset, and with it comes the ability to earn an income, but it is not something we can take for granted.
This could include utlising all your available allowances and taking advantage of tax efficient saving solutions.
When it comes to thinking about your retirement, it’s never too soon to get started. In an unpredictable financial landscape, now is the time to ensure you have access to the expert retirement advice you’ll need.
We offer a full range of expert advice and services across all areas of retirement planning. Whether you’re looking to maximise your pension fund, you’re nearing retirement yourself, or you’re managing employee retirement, speak to us today.
These are crucial elements of any effective form of financial planning, and sound advice is a must.
We can offer you advice which helps create the right investment strategy, based on your own specific circumstances.
We have access to a range of investment solutions and ongoing services which have been carefully refined to help you reach your financial goals.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Got a question? Contact us and one of our qualified Financial Advisers will be in touch to see how they can help you.
By Phone02890 428 000